Denali State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

119 N Cushman St, Fairbanks, AK 99701

Financial Overview

Total Assets $516.5M
Total Deposits $455.1M
Profitability (ROA) 1.37%
Shareholder Return (ROE) 13.36%
Capital Cushion (Eq/Assets) 10.44%
Established 02/03/1986

Financial Health Analysis

Denali State Bank is a currently active commercial lending specialization banking institution headquartered in Fairbanks, Alaska. Established in 02/03/1986, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Denali State Bank manages $516.5M in total assets and holds $455.1M in customer deposits. When evaluating the stability of Denali State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.37%, while its Return on Equity (ROE) sits at 13.36%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$91.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.denalistatebank.com

FDIC Certificate #: 26530

Specialization: Commercial Lending Specialization

Location

119 N Cushman St

Fairbanks, Alaska 99701

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