First Bank

Chartered Bank Active FDIC Insured
Health Score
9.2 / 10

331 Dock St, Ketchikan, AK 99901

Financial Overview

Total Assets $857.3M
Total Deposits $786.4M
Profitability (ROA) 1.02%
Shareholder Return (ROE) 12.61%
Capital Cushion (Eq/Assets) 8.05%
Established 09/15/1924

Financial Health Analysis

First Bank is a currently active other specialized under 1 billion banking institution headquartered in Ketchikan, Alaska. Established in 09/15/1924, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Bank manages $857.3M in total assets and holds $786.4M in customer deposits. When evaluating the stability of First Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.05%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.02%, while its Return on Equity (ROE) sits at 12.61%. These robust metrics contribute to an overall health score of 9.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$87.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.FIRSTBANKAK.COM

FDIC Certificate #: 14885

Specialization: Other Specialized Under 1 Billion

Location

331 Dock St

Ketchikan, Alaska 99901

Open in Google Maps →

Map