Exchange Bank Co.

Exchange Bank Co. is a currently active agricultural specialization banking institution headquartered in Kahoka, Missouri. Established in 09/08/1903, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Exchange Bank Co. manages $357.6M in total assets and holds $324.5M in customer deposits. When evaluating the stability of Exchange Bank Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.51%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.05%, while its Return on Equity (ROE) sits at 23.11%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.