Farmers and Merchants Bank of St. Clair
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
959 N Commercial Ave, Saint Clair, MO 63077
Financial Overview
Total Assets $343.0M
Total Deposits $302.2M
Profitability (ROA) 1.18%
Shareholder Return (ROE) 10.34%
Capital Cushion (Eq/Assets) 11.39%
Established 05/02/1913
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$75.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmb4banking.bank
FDIC Certificate #: 14056
Specialization: Commercial Lending Specialization