F&M Bank

F&M Bank is a currently active agricultural specialization banking institution headquartered in West Point, Nebraska. Established in 01/01/1931, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, F&M Bank manages $361.1M in total assets and holds $319.0M in customer deposits. When evaluating the stability of F&M Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.93%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.55%, while its Return on Equity (ROE) sits at 14.78%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.