Flatwater Bank
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
900 Lake Ave, Gothenburg, NE 69138
Financial Overview
Total Assets $346.6M
Total Deposits $310.9M
Profitability (ROA) 1.05%
Shareholder Return (ROE) 12.37%
Capital Cushion (Eq/Assets) 8.40%
Established 05/01/1902
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$103.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.flatwater.bank
FDIC Certificate #: 10639
Specialization: Agricultural Specialization