Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
111 W Clayton St, Baldwyn, MS 38824
Financial Overview
Total Assets $567.1M
Total Deposits $486.4M
Profitability (ROA) 1.77%
Shareholder Return (ROE) 13.30%
Capital Cushion (Eq/Assets) 12.88%
Established 03/10/1941
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$40.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmbms.com
FDIC Certificate #: 15801
Specialization: Commercial Lending Specialization