First Choice Bank
Chartered Bank Active FDIC Insured
Health Score
3.2 / 10
19 S Main St, Pontotoc, MS 38863
Financial Overview
Total Assets $558.7M
Total Deposits $509.9M
Profitability (ROA) -0.24%
Shareholder Return (ROE) -2.85%
Capital Cushion (Eq/Assets) 7.90%
Established 01/01/1900
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.firstchoice.bank
FDIC Certificate #: 5006
Specialization: Commercial Lending Specialization