Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
4 N Carter St, Lakeland, GA 31635
Financial Overview
Total Assets $800.6M
Total Deposits $713.9M
Profitability (ROA) 1.59%
Shareholder Return (ROE) 17.98%
Capital Cushion (Eq/Assets) 8.84%
Established 01/01/1907
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$119.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmb.net
FDIC Certificate #: 5716
Specialization: Commercial Lending Specialization