First Century Bank, National Association
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1731 N Elm St, Commerce, GA 30529
Financial Overview
Total Assets $862.4M
Total Deposits $698.8M
Profitability (ROA) 2.07%
Shareholder Return (ROE) 14.55%
Capital Cushion (Eq/Assets) 15.41%
Established 03/25/2002
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$349.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.myfirstcenturybank.com
FDIC Certificate #: 57123
Specialization: Other Specialized Under 1 Billion