Farmers and Merchants State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
101 S Main St, Plankinton, SD 57368
Financial Overview
Total Assets $172.9M
Total Deposits $140.8M
Profitability (ROA) 2.60%
Shareholder Return (ROE) 26.07%
Capital Cushion (Eq/Assets) 10.41%
Established 04/06/1910
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$70.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fmsbonline.com
FDIC Certificate #: 501
Specialization: Agricultural Specialization