Merchants State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
305 S Main St, Freeman, SD 57029
Financial Overview
Total Assets $217.6M
Total Deposits $176.4M
Profitability (ROA) 1.63%
Shareholder Return (ROE) 10.71%
Capital Cushion (Eq/Assets) 15.48%
Established 08/08/1899
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$44.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.msb-sd.com
FDIC Certificate #: 1125
Specialization: Agricultural Specialization