Security National Bank of South Dakota
325 Dakota Dunes Blvd, Dakota Dunes, SD 57049
Financial Overview
Financial Health Analysis
Security National Bank of South Dakota is a currently active commercial lending specialization banking institution headquartered in Dakota Dunes, South Dakota. Established in 05/01/1997, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Security National Bank of South Dakota manages $253.2M in total assets and holds $196.8M in customer deposits. When evaluating the stability of Security National Bank of South Dakota, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.50%, while its Return on Equity (ROE) sits at 18.92%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$65.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.snbsd.com
FDIC Certificate #: 34394
Specialization: Commercial Lending Specialization