Farmers and Merchants Trust Company of Chambersburg
Chartered Bank Active FDIC Insured
Health Score
9.3 / 10
20 S Main St, Chambersburg, PA 17201
Financial Overview
Total Assets $2.30B
Total Deposits $1.89B
Profitability (ROA) 1.28%
Shareholder Return (ROE) 15.56%
Capital Cushion (Eq/Assets) 8.19%
Established 01/10/1906
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$75.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: fmtrust.bank
FDIC Certificate #: 8405
Specialization: Commercial Lending Specialization