The Ephrata National Bank

Chartered Bank Active FDIC Insured
Health Score
9.3 / 10

31 E Main St, Ephrata, PA 17522

Financial Overview

Total Assets $2.42B
Total Deposits $2.07B
Profitability (ROA) 0.91%
Shareholder Return (ROE) 10.29%
Capital Cushion (Eq/Assets) 8.95%
Established 03/17/1881

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$90.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.epnb.com

FDIC Certificate #: 7493

Specialization: All Other Over 1 Billion

Location

31 E Main St

Ephrata, Pennsylvania 17522

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