The Ephrata National Bank

The Ephrata National Bank is a currently active all other over 1 billion banking institution headquartered in Ephrata, Pennsylvania. Established in 03/17/1881, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Ephrata National Bank manages $2.42B in total assets and holds $2.07B in customer deposits. When evaluating the stability of The Ephrata National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.95%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.91%, while its Return on Equity (ROE) sits at 10.29%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.