Farmers State Bank
Chartered Bank Active FDIC Insured
Health Score
6.0 / 10
104 E Main St, Elmwood, IL 61529
Financial Overview
Total Assets $70.1M
Total Deposits $62.4M
Profitability (ROA) 0.57%
Shareholder Return (ROE) 18.08%
Capital Cushion (Eq/Assets) 3.13%
Established 12/06/1864
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$62.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbelmwood.com
FDIC Certificate #: 12107
Specialization: Agricultural Specialization