Farmers State Bank & Trust Co.
Chartered Bank Active FDIC Insured
Health Score
9.3 / 10
129 W Main St, Mount Sterling, IL 62353
Financial Overview
Total Assets $131.0M
Total Deposits $118.6M
Profitability (ROA) 1.51%
Shareholder Return (ROE) 18.46%
Capital Cushion (Eq/Assets) 8.30%
Established 06/01/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsb-tc.com
FDIC Certificate #: 10458
Specialization: Commercial Lending Specialization