Flora Bank & Trust
Chartered Bank Active FDIC Insured
Health Score
8.0 / 10
1478 N Worthey St, Flora, IL 62839
Financial Overview
Total Assets $124.8M
Total Deposits $116.5M
Profitability (ROA) 0.84%
Shareholder Return (ROE) 13.11%
Capital Cushion (Eq/Assets) 6.28%
Established 01/19/1978
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$29.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fbandtbank.com
FDIC Certificate #: 22598
Specialization: All Other Under 1 Billion