Fidelity Co-operative Bank

Fidelity Co-operative Bank is a currently active commercial lending specialization banking institution headquartered in Leominster, Massachusetts. Established in 01/01/1888, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Fidelity Co-operative Bank manages $1.34B in total assets and holds $1.12B in customer deposits. When evaluating the stability of Fidelity Co-operative Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.99%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.79%, while its Return on Equity (ROE) sits at 6.64%. These robust metrics contribute to an overall health score of 8.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.