Watertown Savings Bank
Chartered Bank Active FDIC Insured
Health Score
7.9 / 10
60 Main St, Watertown, MA 02472
Financial Overview
Total Assets $1.44B
Total Deposits $1.26B
Profitability (ROA) 0.70%
Shareholder Return (ROE) 6.05%
Capital Cushion (Eq/Assets) 11.49%
Established 04/18/1870
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$126.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.watertownsavings.com
FDIC Certificate #: 23298
Specialization: Mortgage Lending Specialization