First Bank, Upper Michigan
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1400 Delta Ave, Gladstone, MI 49837
Financial Overview
Total Assets $632.1M
Total Deposits $532.1M
Profitability (ROA) 1.95%
Shareholder Return (ROE) 14.93%
Capital Cushion (Eq/Assets) 13.12%
Established 08/14/1916
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.first-bank.com
FDIC Certificate #: 14276
Specialization: Commercial Lending Specialization