First Federal Savings Bank of Lincolnton
Chartered Bank Active FDIC Insured
Health Score
7.1 / 10
320 E Main St, Lincolnton, NC 28092
Financial Overview
Total Assets $478.4M
Total Deposits $383.8M
Profitability (ROA) 0.65%
Shareholder Return (ROE) 3.83%
Capital Cushion (Eq/Assets) 17.08%
Established 01/01/1940
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$95.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ffsb-nc.com
FDIC Certificate #: 30315
Specialization: Mortgage Lending Specialization