Mechanics & Farmers Bank
Chartered Bank Active FDIC Insured
Health Score
7.4 / 10
116 W Parrish St, Durham, NC 27701
Financial Overview
Total Assets $489.0M
Total Deposits $414.2M
Profitability (ROA) 0.66%
Shareholder Return (ROE) 4.69%
Capital Cushion (Eq/Assets) 13.88%
Established 03/01/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$51.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.mfbonline.com
FDIC Certificate #: 12266
Specialization: Commercial Lending Specialization