First National Bank of Scotia
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
201 Mohawk Ave, Scotia, NY 12302
Financial Overview
Total Assets $706.5M
Total Deposits $620.7M
Profitability (ROA) 0.74%
Shareholder Return (ROE) 7.77%
Capital Cushion (Eq/Assets) 9.46%
Established 01/01/1923
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$62.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstscotia.com
FDIC Certificate #: 11501
Specialization: Commercial Lending Specialization