Lake Shore Bank
Chartered Bank Active FDIC Insured
Health Score
9.0 / 10
128 E 4th St, Dunkirk, NY 14048
Financial Overview
Total Assets $721.5M
Total Deposits $587.5M
Profitability (ROA) 1.07%
Shareholder Return (ROE) 6.59%
Capital Cushion (Eq/Assets) 16.41%
Established 01/01/1891
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$53.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.mylsbank.com
FDIC Certificate #: 30530
Specialization: Commercial Lending Specialization