First Pioneer National Bank

First Pioneer National Bank is a currently active agricultural specialization banking institution headquartered in Wray, Colorado. Established in 07/01/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Pioneer National Bank manages $252.6M in total assets and holds $212.9M in customer deposits. When evaluating the stability of First Pioneer National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.98%, while its Return on Equity (ROE) sits at 8.46%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.