First Pioneer National Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
145 W 4th St, Wray, CO 80758
Financial Overview
Total Assets $252.6M
Total Deposits $212.9M
Profitability (ROA) 0.98%
Shareholder Return (ROE) 8.46%
Capital Cushion (Eq/Assets) 11.50%
Established 07/01/1902
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$106.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.