Home Loan State Bank
Chartered Bank Active FDIC Insured
Health Score
8.0 / 10
205 N 4th St, Grand Junction, CO 81501
Financial Overview
Total Assets $230.5M
Total Deposits $211.4M
Profitability (ROA) 0.75%
Shareholder Return (ROE) 10.99%
Capital Cushion (Eq/Assets) 6.92%
Established 12/16/1960
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$105.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.hlsb.com
FDIC Certificate #: 90040
Specialization: Other Specialized Under 1 Billion