First Secure Community Bank

First Secure Community Bank is a currently active commercial lending specialization banking institution headquartered in Sugar Grove, Illinois. Established in 02/07/2000, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Secure Community Bank manages $528.4M in total assets and holds $423.9M in customer deposits. When evaluating the stability of First Secure Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.87%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.28%, while its Return on Equity (ROE) sits at 3.20%. These metrics result in a moderate health score of 5.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.