Germantown Trust & Savings Bank
Chartered Bank Active FDIC Insured
Health Score
9.6 / 10
205 N Germantown Rd, Breese, IL 62230
Financial Overview
Total Assets $519.0M
Total Deposits $427.0M
Profitability (ROA) 2.19%
Shareholder Return (ROE) 24.06%
Capital Cushion (Eq/Assets) 8.97%
Established 02/06/1906
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$106.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.