First State Bank and Trust
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
201 W Main St, Monticello, IL 61856
Financial Overview
Total Assets $507.0M
Total Deposits $459.5M
Profitability (ROA) 1.64%
Shareholder Return (ROE) 19.07%
Capital Cushion (Eq/Assets) 8.56%
Established 11/10/1945
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$45.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbcorp.com
FDIC Certificate #: 16332
Specialization: Other Specialized Under 1 Billion