The FNB Community Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
432 W Gallatin St, Vandalia, IL 62471
Financial Overview
Total Assets $492.4M
Total Deposits $433.4M
Profitability (ROA) 1.13%
Shareholder Return (ROE) 11.51%
Capital Cushion (Eq/Assets) 9.95%
Established 01/01/1865
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$61.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.thefnb.com
FDIC Certificate #: 3840
Specialization: Agricultural Specialization