First Southern Bank
Chartered Bank Active FDIC Insured
Health Score
3.5 / 10
201 S Court Street, Florence, AL 35630
Financial Overview
Total Assets $685.1M
Total Deposits $582.2M
Profitability (ROA) -4.34%
Shareholder Return (ROE) -47.61%
Capital Cushion (Eq/Assets) 8.86%
Established 01/01/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstsouthern.com
FDIC Certificate #: 29332
Specialization: Agricultural Specialization