Merit Bank
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
3810 Governors Drive Nw, Huntsville, AL 35805
Financial Overview
Total Assets $524.8M
Total Deposits $444.0M
Profitability (ROA) 0.97%
Shareholder Return (ROE) 9.77%
Capital Cushion (Eq/Assets) 9.79%
Established 08/12/1935
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$444.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.meritbank.com
FDIC Certificate #: 15270
Specialization: Commercial Lending Specialization