First Southern National Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
27 Public Sq, Lancaster, KY 40444
Financial Overview
Total Assets $1.28B
Total Deposits $1.11B
Profitability (ROA) 1.57%
Shareholder Return (ROE) 13.43%
Capital Cushion (Eq/Assets) 11.65%
Established 04/13/1865
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$65.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: WWW.FSNB.NET
FDIC Certificate #: 2700
Specialization: Commercial Lending Specialization