The Monticello Banking Company
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
50 N Main St, Monticello, KY 42633
Financial Overview
Total Assets $1.09B
Total Deposits $949.4M
Profitability (ROA) 0.95%
Shareholder Return (ROE) 11.02%
Capital Cushion (Eq/Assets) 8.94%
Established 01/01/1895
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$45.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: mbcbank.com
FDIC Certificate #: 292
Specialization: Commercial Lending Specialization