First State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
302 North Main Street, Stratford, TX 79084
Financial Overview
Total Assets $386.0M
Total Deposits $342.0M
Profitability (ROA) 2.37%
Shareholder Return (ROE) 20.91%
Capital Cushion (Eq/Assets) 11.01%
Established 04/26/1948
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$114.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstclassbanking.com
FDIC Certificate #: 16695
Specialization: Agricultural Specialization