First State Bank of DeKalb County
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
2407 Gault Ave N, Fort Payne, AL 35967
Financial Overview
Total Assets $352.9M
Total Deposits $299.3M
Profitability (ROA) 2.27%
Shareholder Return (ROE) 17.49%
Capital Cushion (Eq/Assets) 13.31%
Established 05/19/1982
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.