Phenix-Girard Bank
Chartered Bank Active FDIC Insured
Health Score
6.2 / 10
801 13th St, Phenix City, AL 36867
Financial Overview
Total Assets $343.8M
Total Deposits $327.4M
Profitability (ROA) 0.80%
Shareholder Return (ROE) 35.46%
Capital Cushion (Eq/Assets) 1.97%
Established 05/04/1904
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$81.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.phenix-girard.com
FDIC Certificate #: 41
Specialization: Other Specialized Under 1 Billion