First State Bank of Michigan
Chartered Bank Active FDIC Insured
Health Score
4.0 / 10
124 S Phelps St, Decatur, MI 49045
Financial Overview
Total Assets $83.2M
Total Deposits $66.8M
Profitability (ROA) -1.35%
Shareholder Return (ROE) -7.23%
Capital Cushion (Eq/Assets) 18.20%
Established 01/01/1870
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$33.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbdecatur.com
FDIC Certificate #: 12893
Specialization: Commercial Lending Specialization