Homestead Savings Bank
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
415 S Superior St, Albion, MI 49224
Financial Overview
Total Assets $73.3M
Total Deposits $66.5M
Profitability (ROA) 0.75%
Shareholder Return (ROE) 8.45%
Capital Cushion (Eq/Assets) 8.80%
Established 01/01/1889
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$22.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.hsbank.bank
FDIC Certificate #: 28667
Specialization: Commercial Lending Specialization