First State Bank of the South, Inc.

Chartered Bank Active FDIC Insured
Health Score
9.2 / 10

5856 Highway 278, Sulligent, AL 35586

Financial Overview

Total Assets $129.4M
Total Deposits $108.2M
Profitability (ROA) 1.08%
Shareholder Return (ROE) 7.22%
Capital Cushion (Eq/Assets) 15.05%
Established 04/20/1973

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$21.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.FIRSTSTATEBANKSOUTH.COM

FDIC Certificate #: 21050

Specialization: All Other Under 1 Billion

Location

5856 Highway 278

Sulligent, Alabama 35586

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