The Southern Bank Company
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
221 S 6th St, Gadsden, AL 35901
Financial Overview
Total Assets $128.2M
Total Deposits $102.4M
Profitability (ROA) 1.13%
Shareholder Return (ROE) 8.37%
Capital Cushion (Eq/Assets) 13.65%
Established 06/01/1936
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$25.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.sobanco.com
FDIC Certificate #: 29731
Specialization: Commercial Lending Specialization