Genesis Bank
Chartered Bank Active FDIC Insured
Health Score
9.3 / 10
202 Main St, Benoit, MS 38725
Financial Overview
Total Assets $98.3M
Total Deposits $83.3M
Profitability (ROA) 1.18%
Shareholder Return (ROE) 7.79%
Capital Cushion (Eq/Assets) 14.12%
Established 01/01/1904
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$83.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
FDIC Certificate #: 15817
Specialization: Consumer Lending Specialization