Richton Bank & Trust Company
Chartered Bank Active FDIC Insured
Health Score
7.6 / 10
114 South Front Street, Richton, MS 39476
Financial Overview
Total Assets $53.8M
Total Deposits $45.1M
Profitability (ROA) 0.73%
Shareholder Return (ROE) 4.78%
Capital Cushion (Eq/Assets) 14.73%
Established 01/01/1931
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$22.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.richtonbank.com
FDIC Certificate #: 11817
Specialization: Other Specialized Under 1 Billion