Granite Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
202 2nd Ave S, Cold Spring, MN 56320
Financial Overview
Total Assets $346.9M
Total Deposits $297.4M
Profitability (ROA) 1.17%
Shareholder Return (ROE) 13.60%
Capital Cushion (Eq/Assets) 8.70%
Established 01/01/1902
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$148.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.granitebank.com
FDIC Certificate #: 5116
Specialization: Commercial Lending Specialization