Heritage Bank National Association
Chartered Bank Active FDIC Insured
Health Score
4.0 / 10
110 W South St, Spicer, MN 56288
Financial Overview
Total Assets $360.8M
Total Deposits $306.1M
Profitability (ROA) -0.52%
Shareholder Return (ROE) -5.14%
Capital Cushion (Eq/Assets) 10.48%
Established 10/08/1964
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$61.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.heritagebankna.com
FDIC Certificate #: 19254
Specialization: Commercial Lending Specialization