Hiawatha National Bank

Chartered Bank Active FDIC Insured
Health Score
9.4 / 10

N1555 770th St, Hager City, WI 54014

Financial Overview

Total Assets $773.1M
Total Deposits $596.2M
Profitability (ROA) 0.94%
Shareholder Return (ROE) 8.63%
Capital Cushion (Eq/Assets) 10.90%
Established 01/01/1917

Financial Health Analysis

Hiawatha National Bank is a currently active commercial lending specialization banking institution headquartered in Hager City, Wisconsin. Established in 01/01/1917, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Hiawatha National Bank manages $773.1M in total assets and holds $596.2M in customer deposits. When evaluating the stability of Hiawatha National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.90%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.94%, while its Return on Equity (ROE) sits at 8.63%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$85.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.hnbank.com

FDIC Certificate #: 13058

Specialization: Commercial Lending Specialization

Location

N1555 770th St

Hager City, Wisconsin 54014

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