Hickory Point Bank and Trust
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
225 N Water St, Decatur, IL 62523
Financial Overview
Total Assets $737.2M
Total Deposits $650.8M
Profitability (ROA) 1.18%
Shareholder Return (ROE) 10.96%
Capital Cushion (Eq/Assets) 10.61%
Established 06/04/1979
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$81.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.hickorypointbank.com
FDIC Certificate #: 22874
Specialization: Commercial Lending Specialization