Prospect Bank
Chartered Bank Active FDIC Insured
Health Score
3.8 / 10
177 W Wood St, Paris, IL 61944
Financial Overview
Total Assets $701.4M
Total Deposits $592.6M
Profitability (ROA) 0.17%
Shareholder Return (ROE) 2.84%
Capital Cushion (Eq/Assets) 5.98%
Established 03/23/1873
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$53.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankprospect.com
FDIC Certificate #: 3722
Specialization: Commercial Lending Specialization