Highlands Community Bank
Chartered Bank Active FDIC Insured
Health Score
6.6 / 10
307 Thacker Ave, Covington, VA 24426
Financial Overview
Total Assets $189.7M
Total Deposits $168.2M
Profitability (ROA) 0.45%
Shareholder Return (ROE) 4.18%
Capital Cushion (Eq/Assets) 10.70%
Established 09/16/2002
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$56.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.